Allen Samuels of Oxford Offers Easy and Affordable Loans for Drivers in Batesville MS, New Albany, Senatobia and Memphis TN and Beyond

Making sure you go home in your new or used Chrysler, Dodge, Jeep or RAM model with a smile on your face is the prime concern of the auto finance team at Allen Samuels of Oxford. Proudly serving Batesville MS, New Albany, Senatobia and Memphis TN, our financial gurus can help you achieve a loan or lease that meets your standards. The secret to our success: understanding. We sit down with you in order to learn more about your specific financial requirements. That way, we can work with nearly any budget, and you can get behind the wheel on your terms and no one else's.

If you're interested in seeing what we can do for you, fill out our online contact form. Or, if you prefer to speak to us 1-1, be sure to visit our Chrysler, Dodge, Jeep and RAM dealership in person. When you come in to our 2201 East University Ave. location in Oxford Mississippi, we haven't done our job until you're happy.

Frequently Asked Questions and Answers about Financing

Q: Can I buy or lease a vehicle online?

A: Yes, you can. Allen Samuels CDJR of Oxford has simple digital shopping tools that Oxford, MS drivers can use to sort through models, value their trade-in , get an estimate of what their payments would be, and apply for financing. You can even add offers and incentives to see what the vehicle's price will be after specials are deducted.

Q: How does my credit impact buying or leasing a vehicle?

A: Your credit rating not only affects whether or not you're approved for a car loan or lease, but it may also impact the interest rate you'll pay. People in Memphis, TN with good credit scores qualify for lower interest rates; therefore, they'll also have lower monthly payments.

Q: Can I buy my car, truck, or SUV if I'm currently leasing it?

A: Yes - usually. If you have a new Ram or Jeep lease that includes a buyout option in the lease agreement, you typically have the option to buy the leased vehicle at the end of your lease.

Q: What happens when I return the vehicle I'm leasing?

A: When you return your leased vehicle to our new Ram dealership, you can sign a new lease for a brand-new model or purchase the truck you're leasing. Oxford drivers may also have to pay a disposition fee, which is a flat fee you agreed to pay at the end of the lease agreement.

Q: How does trading in my vehicle work at a dealership?

A: If you want to trade in your car to a new Jeep dealer, you should first get it's estimated Kelley Blue Book® Value online. Then, bring the vehicle to Allen Samuels CDJR from Memphis for an appraisal. Be sure to have your driver's license or photo ID, a valid auto registration, and all the keys that go to the car with you when you visit. After we've assessed your vehicle's worth, we'll give you a cash offer you can apply to the purchase or lease of a newer car. There's no obligation to buy, but your trade-in could drastically reduce the amount you have to pay for financing or a lease plan.