Get Financing for Your Next CDJR Model

At Allen Samuels CDJR of Oxford, Inc., we make financing your CDJR vehicle a breeze. Whether you're looking for a lease for your new vehicle or a loan when you want a new or used model, we have many options at our dealership. You can chat with our finance experts about your options, including trading in your old model with us. Otherwise, you can begin searching for your next car in our inventory.

Loan Options and Benefits

The most significant benefit of a loan is that you can use it to buy a new or used vehicle. A loan is excellent when you're interested in owning and keeping the car for a long time. You'll also like that you can modify the vehicle and drive it as much as you choose, which you usually can't do with a leased vehicle. We have loans for people in a variety of financial situations.

Lease Options and Benefits

You can get a lease for your new vehicle, which is an excellent option if you don't want to worry about selling your car back when you want to upgrade in a couple of years. Lease terms are typically only two to three years, so you can quickly get a new model without a lot of hassle.

Trade in Your Old Vehicle

If you need a down payment for your new or used automobile, you can trade in your old vehicle with us. We make it easy to get a competitive price for your old car.

Visit Us Soon

You can learn more about financing via our website or visit us in person to learn more about your financing options. If you see us in person, you'll be able to work with finance professionals who will show you clearly what's available to you.

Frequently Asked Questions and Answers about Financing

Q: Can I buy or lease a vehicle online?

A: Yes, you can. Allen Samuels CDJR of Oxford has simple digital shopping tools that Oxford, MS drivers can use to sort through models, value their trade-in , get an estimate of what their payments would be, and apply for financing. You can even add offers and incentives to see what the vehicle's price will be after specials are deducted.

Q: How does my credit impact buying or leasing a vehicle?

A: Your credit rating not only affects whether or not you're approved for a car loan or lease, but it may also impact the interest rate you'll pay. People in Memphis, TN with good credit scores qualify for lower interest rates; therefore, they'll also have lower monthly payments.

Q: Can I buy my car, truck, or SUV if I'm currently leasing it?

A: Yes - usually. If you have a new Ram or Jeep lease that includes a buyout option in the lease agreement, you typically have the option to buy the leased vehicle at the end of your lease.

Q: What happens when I return the vehicle I'm leasing?

A: When you return your leased vehicle to our new Ram dealership, you can sign a new lease for a brand-new model or purchase the truck you're leasing. Oxford drivers may also have to pay a disposition fee, which is a flat fee you agreed to pay at the end of the lease agreement.

Q: How does trading in my vehicle work at a dealership?

A: If you want to trade in your car to a new Jeep dealer, you should first get it's estimated Kelley Blue Book® Value online. Then, bring the vehicle to Allen Samuels CDJR from Memphis for an appraisal. Be sure to have your driver's license or photo ID, a valid auto registration, and all the keys that go to the car with you when you visit. After we've assessed your vehicle's worth, we'll give you a cash offer you can apply to the purchase or lease of a newer car. There's no obligation to buy, but your trade-in could drastically reduce the amount you have to pay for financing or a lease plan.